Employee Benefit Services
COMPETITIVE BIDDING PROCESS
- We can tailor a set of insurance specifications for you or provide you with an "off-the-shelf" version for your modification.
INSURANCE PROPOSAL EVALUATIONS
- The market for Employee Benefits coverage is complex (HMOs, PPOs, self-funded plans, TPA contracts, network selection, formulary RX plans, etc.)
- Several of the nation's largest insurers and HMOs have recently merged.
- Employers who require competitive medical insurance in response to rate increases are generally coming out ahead.
- Clients often turn to us to "bounce off" ideas about their insurance programs.
- We are in position to discuss the "upside" and the "downside" of most insurance issues.
"PART-TIME" EMPLOYEE BENEFITS INSURANCE MANAGER
- We can serve an "off-site Benefits Manager" on an on-going basis for clients that cannot justify the expense of employing a benefits manager.
- This service keeps us familiar with your insurance program and in position to advise you of new trends and opportunities in the insurance marketplace.
- Insurance buying should include "negotiation" to get the best pricing and coverage.
- Working through agents, we routinely negotiate better terms for our clients.