Gray & Company
What Can Gray
& Company Do For You?
| WHAT CAN GRAY
& COMPANY DO FOR YOU?
role is to represent the insurance buyer.
have been quite successful in negotiating on behalf of our clients
to obtain premium reductions and improved coverage.
to our independence from the sellers of insurance, we are in position
to provide independent opinions, recommendations and comments
about your insurance protection.
work directly for the client.
do not receive any form of compensation from insurance companies
loyalty lies with our client, as 100% of our revenue comes from
consulting services and conducting seminars for insurance buyers.
are often in a position to advise our clients of markets available
to them that cannot be accessed by their agent/broker.
often turn to us to "bounce off" ideas about their insurance
are in position to discuss the "upside" and the "downside"
of most insurance issues.
we work for the client and not for the insurer, we continue our
relationship with the insured for many years even though the insurers
and sales agents may change from time to time.
can serve an "out-sourced" Risk Manager on an on-going
basis for clients that cannot justify the expense of employing
a risk manger.
service keeps us familiar with your insurance program and in position
to advise you of new trends and opportunities in the insurance
Gray, ARM offers 13 years of consulting experience, 10 years of
other insurance experience, and majored in Insurance & Risk
Management at the University of Texas at Austin.
buying should include "negotiation" to get the best
pricing and coverage.
through agents, we routinely negotiate better terms for our clients.
Property & Casualty marketplace is in a near crisis mode.
Premiums have skyrocketed and coverages are becoming restricted.
of insurance are wise to retain a consultant to prepare insurance
specifications, evaluate proposals, and negotiate among the insurers
market for Employee Benefits coverage is complex; several of the
nations largest insurers and HMOs have merged.
who solicit medical insurance proposals in response to rate increases
are generally coming out ahead of those who do not.
provide clients with the expertise that is required to evaluate
insurance proposals and policy language.
will point out how the proposed coverage differs from the coverage
currently in force.
will help you make an informed purchasing decision.
insurance enhancements can be provided at no cost, but you have
to know about them and ask for them.
can take comfort in knowing that you have access to an advisor
who understands your needs and is loyal only to you.
Gray & Co., LLC
Internet Consulting & Web Design