RISK MANAGEMENT SERVICES
will conduct an in-depth review of your insurance policies and your
insurable exposures to loss. This review results in an insurance
audit summary with recommendations for improvements. Topics addressed
in the report include:
between proposed coverage and the actual coverage
areas of coverage
can tailor a set of insurance specifications for you or provide
you with an "off-the-shelf" version for your modification.
Property & Casualty marketplace is in a near crisis mode.
Premiums have skyrocketed and coverages are becoming restricted.
of insurance are wise to retain a consultant to prepare insurance
specifications, evaluate proposals, and negotiate among the insurers
market for Employee Benefits coverage is complex; several of the
nations largest insurers and HMOs have merged.
who solicit medical insurance proposals in response to rate increases
are generally coming out ahead of those who do not.
can provide the following types of performance reviews:
administration of your insurance plan
of Insurance Certificates
requirements should be tailored to protect you and should be enforced.
can review "insurance requirements" in contracts that
you plan to execute.
can review Certificates of Insurance to determine if they comply
with the insurance requirements.
can instruct your staff how to properly manage Certificate of
often turn to us to "bounce off" ideas about their insurance
are in position to discuss the "upside" and the "downside"
of most insurance issues.
can serve an "out-sourced" Risk Manager on an on-going
basis for clients that cannot justify the expense of employing
a risk manger.
service keeps us familiar with your insurance program and in position
to advise you of new trends and opportunities in the insurance
buying should include "negotiation" to get the best
pricing and coverage.
through agents and underwriters, we routinely negotiate better
terms for our clients.