Gray & Company
What Can Gray
& Company Do For You?
my agent bid my coverage for me?
not. No agent or broker has access to all insurers that might
be specialized in your market. You may need to involve several
agents/brokers to get quotes from all the insurers that focus
on your industry. Also, many insurers will quote without involving
the expense of a sales agent/broker.
Gray & Company serve as our "agent"?
By not selling insurance, we maintain the valuable objectivity
that is needed to provide our clients with unbiased opinions.
often should my Insurance Program be bid?
general rule is that coverage should be put to bid whenever 1)
the incumbent insurers are suggesting renewal terms that are not
in line with indications given by their competitors or 2) services
fail to meet expectations.
regard to the Employee Benefits market, the general rule at present
is that coverage should be put to bid whenever you expect to receive
rate increases of 25% or greater at renewal.