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& Company Do For You?

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Employee Benefit Services

COMPETITIVE BIDDING PROCESS

  • We can tailor a set of insurance specifications for you or provide you with an "off-the-shelf" version for your modification.

INSURANCE PROPOSAL EVALUATIONS

  • The market for Employee Benefits coverage is complex (HMOs, PPOs, self-funded plans, TPA contracts, network selection, formulary RX plans, etc.)
  • Several of the nation's largest insurers and HMOs have recently merged.
  • Employers who require competitive medical insurance in response to rate increases are generally coming out ahead.

SECOND OPINIONS

  • Clients often turn to us to "bounce off" ideas about their insurance programs.
  • We are in position to discuss the "upside" and the "downside" of most insurance issues.

"PART-TIME" EMPLOYEE BENEFITS INSURANCE MANAGER

  • We can serve an "off-site Benefits Manager" on an on-going basis for clients that cannot justify the expense of employing a benefits manager.
  • This service keeps us familiar with your insurance program and in position to advise you of new trends and opportunities in the insurance marketplace.

NEGOTIATION SKILLS

  • Insurance buying should include "negotiation" to get the best pricing and coverage.
  • Working through agents, we routinely negotiate better terms for our clients.

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